Does your property Portfolio need optimising or restructuring?

The Complete Guide On Everything You Need To Know As A Landlord On Optimising Your Portfolio

If you invested in property quite a few years ago, it may now not be serving you like it did, the market has changed. Your portfolio may now be facing inefficiencies, higher costs, and lower profits. Over time, burdensome expenses such as high interest rates, taxes, and maintenance bills can weigh heavily on your investment, making it feel more like a liability than an asset.

Many landlords find themselves considering selling properties because balancing the books has become increasingly difficult. Declining occupancy rates and rising maintenance costs only add to the pressure. However, selling isn't always the best solution - especially when it can trigger significant fees, taxes, and the challenge of finding new revenue streams. Instead, restructuring or optimising your portfolio might be the answer.

You will also be entitled to a FREE 30 minute consultation call with my local property expert too, so you can work through any burning questions or queries that you may have!

Are you experiencing any of these issues?

  • Low Portfolio Profitability

  • High Interest Rates

  • Mortgages Approaching End of Term

  • Rising Maintenance Costs

  • Properties Needing Refurbishment or Modernisation

  • Compliance, Licensing, and Paperwork Challenges

  • Difficult Tenants or Low Rental Yields

  • Retirement or Fatigue as a Landlord

  • Section 24 Tax Issues

  • HMO Compliance and Article 4 Concerns

  • LHA Tenancy Clawbacks

These are common challenges, but with some strategic adjustments, many of these issues can be resolved.

We've helped numerous landlords transform their portfolios, increasing profitability from barely breaking even to over 45% in some cases.

Our Experience

We've been working with landlords and investors since the late 1990's, helping them to invest wisely in rental properties and restructure their portfolios to boost profitability.

Case Study

One of our clients, an 80-year-old landlord, owned a portfolio that he acquired in the 1970s. The properties, which were houses converted into flats, were valued at over £2.5 million. However, they were outdated, didn't meet new safety requirements, and were in dire need of refurbishment. The landlord faced declining rents, dropping yields, and soaring maintenance costs.

After a comprehensive assessment, we recommended selling 50% of the portfolio to raise funds for modernising the remaining properties. This upgrade allowed the landlord to charge higher rents and achieve 100% occupancy for the next two years, resulting in a 400% profit increase. Additionally, we restructured the ownership for better tax efficiency and connected him with an inheritance advisor to enhance his estate planning.

Additionally, the phased sale of the properties also allowed him to manage his capital gains tax efficiently, and he was able to gift some of the proceeds to his family.

Ready to learn more?

Cavendish Rentals Ltd

14 Grosvenor Street, Chester, Cheshire, CH1 2DD

Telephone: 01244 401440

Email: [email protected]